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Great news! 

The USDA Rural Housing Program is funded again!  This program allows 100% financing with NO mortgage insurance.  All of Pender and Brunswick are considered rural.  Most of Onslow and some of New Hanover are still rural, also.

No PMI is definitely an exciting buying incentive. How lucky we are considered a rural area and still have such pristine beaches and great schools.

I wanted to give you a link where you can look up the property directly in case you need a quicker answer. Go to:
http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do and click on Single Family Housing under PROPERTY ELIGIBILITY.  You can type in the address and it will tell you if it is eligible or not.

Exit's preferred lender, Steve Rassin from SunTrust Mortgage provided this update.
 

The Pender County Board of Education approved new boundaries for the Topsail Area Elementary Schools after a lengthy discussion in a board work session on February 12, 2009.

Two public hearings were held, one on January 15, 2009, and one on February 3, 2009, to gather input on suggested boundaries. All questions and concerns brought by the public were considered before the final decision was made.  Pender County Schools staff advised board members to consider balancing school numbers, keeping neighborhoods intact, and maintaining transportation efficiency while considering the options.

The final boundaries are as follows:
South Topsail Elementary School: Cross Creek area, Scotts Hill area, Hoover Road, Washington Acres, Deerfield, and Majestic Oaks, from Scotts Hill up to Factory Road on Highway 17
Topsail Elementary School: Factory Road, Forest Sound, Hampstead Pines, St. John's Church Road, Country Club Road up to Mallard Bay Road, Pinnacle Parkway, Union Bethel Road, the stretch of road between Country Club and Sloop Point Loop Road, Pelican Reef, Bay Harbor, North and South Belvedere, from Factory Road up to Whitus Drive on Hwy. 17
North Topsail Elementary School: Everything past Whitus Drive on Hwy. 17 going towards Surf City, Bent Tree, Summerset and Yacht Basin Landing, and Mallard Bay Drive, Crane Point, right on Sloop Point Loop Road from Country Club Road, all of Sloop Point Road from Sloop Point Loop Road up to Bay Harbor, Surf City, Topsail Island, Buccaneer Blvd., Gillcup, Manhollow Church Road

Under this option, North Topsail Elementary will have approximately 541 students next year, Topsail Elementary will have 481 students and South Topsail Elementary will have 519 students.